By J Gonda
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Additional resources for Ancient Indian kingship from the religious point of view
In recognition of this demographic, dwellings in rural settlements are excluded 32 Earthquake Insurance in Turkey from the requirement to purchase earthquake insurance and remaineligible for direct government support through soft loans. TCIP Insurance Contract Characteristics Coverage in excess of that provided by the TCIP can be obtained on a voluntary basis from private insurance companies if the value of a dwelling exceeds the TCIP policy limit ($62,500 as of February 1, 2006) and if a compulsory earthquake insurance policy has already been purchased.
In its second year of operation, the TCIP availed itself of a World Bank loan, through the Turkish government, to meet reinsurance premium costs. Since then it has met reinsurance costs from premium receipts and accrued reserves. 2 World Bank Contingent Facility $ million 2001–2 2002–3 2003–4 2004–5 WB share priority WB share other layers 15 85 15 85 20 130 20 160 Source: Milli Re 2005. 30 Earthquake Insurance in Turkey board’s major stakeholders: government, the insurance industry, and the scientific community.
These zones bear no relation to administrative divisions or geographical characteristics. One of the main advantages of the differential risk-based pricing adopted by the TCIP is that it considerably reduces the adverse selection problem in which only homeowners located in high earthquake risk areas would have an incentive to buy earthquake insurance. The challenge is to set rates at a level that will attract consumers in all seismic zones, while including a degree of cross-subsidization sufficient to keep premiums in the high risk zones at an acceptable level, that is, the application of the solidarity principle.
Ancient Indian kingship from the religious point of view by J Gonda